If you’re still accepting personal checks for your electrical work, you’re already behind the times. Other electricians are not only able to process credit card payments in their offices, but while on the job. This not only shows professionalism and helps build customer confidence, it eases the accounting process for your bookkeepers. There are several solutions that will allow you to accept credit cards on the go, using your mobile device.
PayPal is one of the better-known Cloud-based payment methods available, mostly due to its popularity on eBay. Many of your customers may already have PayPal accounts, but the good news is, your customers can send you money without giving you a credit card.
However, PayPal Hereâ„¢ allows electricians to attach a card reader device to a smartphone. The best news is it’s free. You simply insert the card reader into your headphone jack and start accepting cards. The software lets you total up the amount due, swipe the card, and even have the customer sign using their finger on the touchscreen.
PayPal is still in testing its credit card reader module, but there is a waiting list to be notified when it is available. The company boasts it accepts more payment plans than competitors, with credit cards, debit cards, cash, check, and PayPal available as payment options.
Also offering a free card reader, Square also plugs into your electrician’s smartphone through the headphone jacks, protruding as a small white square. The reader lets you swipe credit cards, which then transmits payment to the business account you’ve set up with the company.
For electricians, it may be even better news that Square also lets customers pay using smartphones rather than credit cards. The company is providing its app users with a list of nearby merchants who accept Square, encouraging its customers to patronize these places. Without ever having to pull out a payment method, customers can launch the app, which links with the app on your electrician’s device, and payment is transmitted wirelessly.
While the app and card reader are free, Square charges 2.75% per swipe. The app accepts Mastercard, Visa, American Express, and Discover. Square uses PCI-DSS Level 1 security with SSL and PGP for data transfers. Last year, VeriFone raised concerns about Square’s security, with VeriFone claiming it found a gaping hole in the company’s security that would invite skimming, a process that might invite skimming.
Another headphone jack-enabled card reader, ROAMpayâ„¢ provides your engineer with an attractive half-circle shaped card reader. The company is extremely proud of its security, calling itself the most secure in the industry.
Engineers might like the fact that the interface allows them to easily see a customer’s payment history. Your engineers will also be able to process voids and refunds directly from the app, as well as adding in tips and sales tax. Like the others, your customers will be able to sign on the touchscreen using a finger.
ROAMPay requires that you go through one of its merchants to get its application and service, so prices aren’t available online. The list of merchants is on the company’s website.
If you’re looking for a way to simplify your accounting and make life easier on your engineers, mobile phone payment processing could be just the solution you’re looking for. It will impress your customers and allow your engineers to process payments faster, allowing them to move onto the next job.